A free calculator that shows you exactly where your retirement savings stand today, what the gap actually costs to close, and how much more you'd need to save each month to get there.
Based on your current savings and contribution rate, where your current path actually lands.
What you actually need, adjusted for inflation and your own desired retirement income — not a generic headline figure.
The dollar distance between the two, so you know exactly where you stand today.
The additional monthly savings that would close the gap by your target age — plus a scenario tab to see how retiring later changes the number.
Yes. No credit card, no trial. It's an Excel file you can keep and reuse.
Yes — it opens fine in Google Sheets. Every formula works the same way.
No. It's an educational planning tool built to give you an honest starting number, not individualized advice. If your situation is complex, it's a good tool to bring into a conversation with a tax or financial professional.
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